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Traditionally, pre-existing conditions have been excluded in pet insurance policies, leaving thousands of Australian pets exposed. At Vets Choice insurance for pets, we’re doing things a bit differently. After consulting and working directly with Australian vets and the Australian Veterinary Association, we’ve built a policy that covers conditions that have been successfully treated, if they reoccur. Find out more about our new approach pre-existing conditions in pet insurance →
Third-party insurance for dogs and cats works similarly to the way third-party insurance helps in vehicle insurance. When your pet is involved with an accident resulting in damages or injuries to a third-party, our policy steps in and helps. Hear some examples and find out more about third-party liability insurance for cats and dogs →
You can be rewarded for keeping your pet in good health. Your policy premium can be reduced by up to 5% if you keep your dog or cat healthy and you have no claims during your annual policy period.
Like humans, dental work for animals can be costly. As pets use their mouth for more than just eating, they run a high risk of incident and disease. More than 80% of dogs and 70% of cats over three years old have some form of periodontal disease, according to Vet West hospitals. Dental disease is seen frequently in animals over three years of age, and puppies and kittens who tend to have more fragile teeth. You can get cover for dental accident and illness , and also routine care. Find out more about our dental cover.
Choose sensible and make the decision that best suits your circumstance. With Vets Choice you can choose between two main levels and of, and also add-on some extras like dental.
Excess options of $200, $350, or $500Includes dental check-ups, teeth clean and polish and certain preventative items such as dental diets, chews and treats, sprays and gels, and toothbrushes (where accepted by the Veterinary Oral Health Council)
Choice of $3,300 or $5,300 per pet
Excess options of $200, $350, or $500Includes dental check-ups, teeth clean and polish and certain preventative items such as dental diets, chews and treats, sprays and gels, and toothbrushes (where accepted by the Veterinary Oral Health Council)
Choice of $3,300 or $5,300 per pet
Your dog is family, and their health matters. Our flexible pet insurance helps you avoid costly vet bills, ensuring they are covered for every single adventure and emergency.
Expert-Crafted for Dogs – Developed with vets and backed by in-house underwriting for trusted protection.
Custom Cover for Canines – Flexible plans with optional extras like dental and ligament cover tailored to your dog.
Lifelong Dog Insurance – Stay covered from puppyhood through their golden years with continuous protection.
Built-In Liability Cover – Third-party coverage included in every Vets Choice dog insurance policy
Bringing a cat into your home means gaining a furry family member. Even indoors, accidents can happen—our flexible, affordable insurance options help protect your cat without the financial stress.
Vet-Designed Cat Insurance – Crafted with vets and fully underwritten in-house, unlike most generic brands.
Flexible Feline Cover – Choose from core plans with optional extras like dental and ligament care.
Lifetime Protection – Continuous cover for your cat as long as they’re insured with Vets Choice.
Third-Party Liability Included – Standard in all Vets Choice cat insurance policies for added peace of mind.
When it comes to protecting your pet, there’s no need to look past Vets Choice. As the only insurer endorsed by the Australian Veterinary Association, you can be sure that every aspect of our coverage has been developed with direct input from the Veterinary profession. This input not only means we’ve taken into consideration the common things vets treat to offer cover your pet deserves, but also means we have an insider understanding of how pet insurance operates inside a veterinary practice.
Not only can you benefit from an insurance policy that's been built by vets, you will also benefit from an insurer that understands that the flexibility to customise your policy to your unique situation is more than just a luxury. With excess options and a number of optional benefits, you can be sure your policy is tailored for your pet.
Not only that, we work to ensure the welfare of not only animals, but the vets that provide the care they all desperately need, with every policy contributing to local shelters and the Vets Benevolent Fund. This means, when you chose to protect your pet with us, you’re also helping the wider pet community too.
 | Ide the Cavoodle“I’ve never had such a good experience with an insurance company. Such a good experience during such a difficult time”.
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Vegas"Ella from Vets Choice was super helpful; She really took the time to explain in detail everything what the vet told me meant, simplified the language and gave step by step guidance" |
About Vets Choice
Born out of a commitment to Australian vets and the veterinary profession, Vets Choice insurance for pets is the product of a more than 33-year partnership between Guild Insurance and the Australian Veterinary Association (AVA).
Since the beginning, Vets Choice was developed with the AVA to ensure pet owners have access to pet insurance that’s created by vets for pets. Every aspect of our policies are informed and shaped by the input of hundreds of Australian vets, to make sure our policies cover the accidents and illnesses that real pets face.
We understand that our four-legged family members deserve to be protected for what happens to them, rather than what a business chooses to cover. That’s why we’ve made it our mission to help more pets get the care they deserve, by working with Australian vets to build policies that make a difference when you need them to.
There’s a lot of similarities between the treatment’s pets receive to us humans. The same machines, medications and even the same treatments are performed. However, unlike human medicine, there’s no Medicare for pets. Which means without pet insurance, pet owners will be facing the full cost of emergency treatments and care. That’s why we’ve made it our mission to help more Australian pets become protected by insurance, to ensure they get the care they need when accidents happen.
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There’s a lot more to looking after your pet than just feeding them and giving them a brush. To ensure your furry friend is at optimal health, there’s a variety of things to consider; from how to keep them comfortable when travelling, to skin conditions during summer. View our helpful pet care articles today → and together let’s keep our furry friends happy and healthy.
We know that insurance can sometimes be hard to understand. There’s a lot of fine print, and it can contain some complicated terminology. When it comes to pet insurance, there are few areas more confusing than pre-existing conditions.
Meet Vegas! This lovely girl is an 8-year old chocolate Lab Kelpie mix, and in May 2020, she and her owner Sarah went through quite a stressful time, to say the least.
Whether it’s your first feline or your penultimate pooch, it’s important to know how to implement key training strategies to set you both up for success and set your relationship off on the right foot.
Quick Quote for Cats and Dogs