Pet insurance informed and shaped by the input of hundreds of Australian vets

The only insurer endorsed by the Australian Veterinary Association
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pet insurance in Australia
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Dollar Quick Quote for Cats and Dogs

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The Benefits of Insuring Your Pet With Vets Choice


Pre-existing conditions

Traditionally, pre-existing conditions have been excluded in pet insurance policies, leaving thousands of Australian pets exposed. At Vets Choice insurance for pets, we’re doing things a bit differently. After consulting and working directly with Australian vets and the Australian Veterinary Association, we’ve built a policy that covers conditions that have been successfully treated, if they reoccur. Find out more about our new approach pre-existing conditions in pet insurance →



Third party liability

Third-party insurance for dogs and cats works similarly to the way third-party insurance helps in vehicle insurance. When your pet is involved with an accident resulting in damages or injuries to a third-party, our policy steps in and helps. Hear some examples and find out more about third-party liability insurance for cats and dogs →



No Claims Bonus

You can be rewarded for keeping your pet in good health. Your policy premium can be reduced by up to 5% if you keep your dog or cat healthy and you have no claims during your annual policy period. 


Dental Cover

Like humans, dental work for animals can be costly. As pets use their mouth for more than just eating, they run a high risk of incident and disease. More than 80% of dogs and 70% of cats over three years old have some form of periodontal disease, according to Vet West hospitals. Dental disease is seen frequently in animals over three years of age, and puppies and kittens who tend to have more fragile teeth. You can get cover for dental accident and illness , and also routine care. Find out more about our dental cover.

Our Pet Insurance Plans

Choose sensible and make the decision that best suits your circumstance. With Vets Choice you can choose between two main levels and of, and also add-on some extras like dental.

1. Pre-existing conditions are excluded. Exclusions, limits and sub-limits may apply.


Best Pet Insurance for Dogs & Cats In Australia


Dog Insurance

Your dog isn’t just a pet, they’re a part of the family. And as a part of the family, the last thing we want is for you to be faced with a large vet bill for emergency care that you can’t afford, a situation that sadly happens too often in vet clinics. Our range of policies are designed to help you make the best financial decision to protect your pet for all their adventures and misadventures.

View our dog insurance


Cat Insurance

When you bring a cat into your home, you’re gifted with a furry companion who quickly becomes part of the family. However, even keeping your cat indoors doesn’t eliminate potential accidents or illnesses that could need emergency care. If this were to happen, the last thing you want is added financial pressure. We offer flexible and affordable options, to protect your cat today.

View our cat insurance

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Endorsed By The Australian Veterinary Association


When it comes to protecting your pet, there’s no need to look past Vets Choice. As the only insurer endorsed by the Australian Veterinary Association, you can be sure that every aspect of our coverage has been developed with direct input from the Veterinary profession. This input not only means we’ve taken into consideration the common things vets treat to offer cover your pet deserves, but also means we have an insider understanding of how pet insurance operates inside a veterinary practice.

Not only can you benefit from an insurance policy that's been built by vets, you will also benefit from an insurer that understands that the flexibility to customise your policy to your unique situation is more than just a luxury. With excess options and a number of optional benefits, you can be sure your policy is tailored for your pet.

Not only that, we work to ensure the welfare of not only animals, but the vets that provide the care they all desperately need, with every policy contributing to local shelters and the Vets Benevolent Fund. This means, when you chose to protect your pet with us, you’re also helping the wider pet community too.


Hear From Our Customers


Ide the Cavoodle

“I’ve never had such a good experience with an insurance company. Such a good experience during such a difficult time”.  
– Sandra, owner of Ide in NSW. 




"Ella from Vets Choice was super helpful; She really took the time to explain in detail everything what the vet told me meant, simplified the language and gave step by step guidance"
Vegas' owner, Sarah from WA.



Vets Choice AVA and Guild Insurance Logos

Australian Pet Insurance

About Vets Choice

Born out of a commitment to Australian vets and the veterinary profession, Vets Choice insurance for pets is the product of a more than 33-year partnership between Guild Insurance and the Australian Veterinary Association (AVA).

Since the beginning, Vets Choice was developed with the AVA to ensure pet owners have access to pet insurance that’s created by vets for pets. Every aspect of our policies are informed and shaped by the input of hundreds of Australian vets, to make sure our policies cover the accidents and illnesses that real pets face.

We understand that our four-legged family members deserve to be protected for what happens to them, rather than what a business chooses to cover. That’s why we’ve made it our mission to help more pets get the care they deserve, by working with Australian vets to build policies that make a difference when you need them to.

Read what the AVA says about us



Why Insure Your Pet

There’s a lot of similarities between the treatment’s pets receive to us humans. The same machines, medications and even the same treatments are performed. However, unlike human medicine, there’s no Medicare for pets. Which means without pet insurance, pet owners will be facing the full cost of emergency treatments and care. That’s why we’ve made it our mission to help more Australian pets become protected by insurance, to ensure they get the care they need when accidents happen.





Get Insured in 3 Easy Steps

Vets Choice -multi pet

Step 1

Begin the Quick Quote for your pet.

 Step 2

Fill out all relevant questions as accurately as possible.


Step 3

Submit your Quote, and apply for a policy if everything checks out.

Pet Care Information

There’s a lot more to looking after your pet than just feeding them and giving them a brush. To ensure your furry friend is at optimal health, there’s a variety of things to consider; from how to keep them comfortable when travelling, to skin conditions during summer. View our helpful pet care articles today   and together let’s keep our furry friends happy and healthy. 

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