Ragdoll pet insurance
The Ragdoll is another large breed of cat, known to be muscular with a long, soft and silky coat. Gentle, patient and calm are a few words to describe the Ragdoll, but they also love to play and cuddle with their family, being quite a social breed. While docile, as the name Ragdoll suggests, they are social and crave human attention so ensure you spend lots of time with this feline friend.
What's covered in this page:
- Vets describe the common health issues for Ragdoll Cats
- Tips on choosing the right cat insurance covers for your Ragdoll
- Understanding Vets Choice insurance for Ragdoll Cats
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Common health issues for Ragdoll Cats
Australian vets have told us the most common accidents and illnesses for Ragdolls. When it comes to protecting the health of your Ragdoll, our policies are packed with cover to suit the specific health conditions Ragdolls are prone to, and it is important to consider which policy is right for your Ragdoll.
Joint conditions and joint luxation
Hip dysplasia, Elbow dysplasia, and patella luxation (dislocation of the patella bone) are common congenital issues that arise in Ragdolls as they grow. They both range in severity and can require x-rays or other joint scans to diagnose. Treatments range from dietary changes, to medication, or surgery in more severe cases which can cost between $5,000 and $7,000.
Do we cover it?
Pro policy - ✓ Yes
Elite policy - ✓ Yes
Cancer
Cancer is similar in cats as it is in humans. Lymphoma, melanoma, and even breast cancer can develop in cats. About 10% of cases presented result or can be treated by surgery. Abdominal cancers could present as emergencies if previously undetected, and costs range from $1,500 to $3,000. However, treatment could be ongoing, and costs in recovery can be significant.
Do we cover it?
Pro policy - ✓ Yes
Elite policy - ✓ Yes
Hypertrophic Cardiomyopathy
Quite common in Ragdolls, Hypertrophic Cardiomyopathy occurs when the left ventricle in the heart becomes thicker, compromising the heart's ability to pump blood to the rest of the body.
Do we cover it?
Pro policy - x
Elite policy - ✓
Feline Immunodeficiency Virus (FIV)
FIV decreases the functionality of the immune system in cats, making other diseases more prevalent. Primarily spread through bite wounds from an infected cat.
Do we cover it?
Pro policy - ✓ Yes
Elite policy - ✓ Yes
Tips for choosing the right insurance for your Ragdoll
If you're looking for the best pet insurance for Ragdoll Cats you really have to look closely at the policies available, what they include and also don't include, and the sub-limits on some of the accident and illness covers because not everything is covered to the full annual policy limit.
- Be aware of sub-limits – While a cheap monthly premium can seem appealing, it's more important to look at the sub-limits for cover in the policy to make sure you’re not leaving your pet underinsured or uninsured for conditions their breed may be prone to.
- Look after your pet's teeth – When we think of protecting our pets, we should also protect their teeth. Pets use their mouth for many things; playing, exploring their surroundings as kittens, and eating. Dental treatments are expensive, and dental cover is an important add-on that can help keep your pet smiling happy and healthy.
- Take advantage of gap payments – Some pet owners tend to opt for insurance plans with no gap payments to avoid out-of-pocket expenses. However, if you take out a policy with gap payments, it can actually help bring down the premium on higher-coverage products. In other words, gap payments are one way to help make the overall cost of your pet's insurance policy more affordable.
This information general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you.
More breed information for Ragdoll Cats
View some more information on Ragdolls; including Ragdoll breed information, and Ragdoll breed traits.
Vets Choice policy features
Choosing the right level of pet insurance cover starts by having the right choices available. We offer two choices of pet insurance with the option of adding dental cover as well. It is important to know and understand the common health issues for your breed so that you know what is best to be covered for.
PRO |
ELITE |
|
Annual Limit - $12,000 |
Annual Limit - $15,000 |
|
Accident + Specified Illness |
Accident + Illness (Chronic Illness, Extended Illness, Specified Illness) |
Choose to add-on Dental Covers
We also offer two add-ons for dental, with the levels of cover known as Dental and Dental Plus. Vets Choice Dental covers dental injuries and illnesses such as cavities, Feline Resorptive Lesions (FORLS) and gingivitis, while Dental Plus covers routine care such as dental check-ups, scale and polishes.
Dental |
Dental Plus |
|
Accident + Illness |
Routine Care + Preventative Care |
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