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Pomeranian pet insurance

The Pomeranian is a fluffy ball of energy, a pocket rocket. They're playful, extroverted, friendly, intelligent, sociable, and very active. With such big personalities your Pomeranian should be protected by an insurance policy that makes a big difference when you need it to.


What's covered in this page:

  • Vets describe the common health issues for Pomeranians 
  • Tips on choosing the right dog insurance covers for your Pomeranian
  • Understanding Vets Choice insurance for Pomeranians 

When choosing Vets Choice, you're choosing a pet insurer made by vets for pets that is built to cover the common conditions your Pomeranian may face.

Common health issues for Pomeranians

While mix breeds are often thought to be healthier, they can still be prone to genetic conditions. But when insured with Vets Choice, your Pomeranian is in good hands. Back yourself with a pet insurance product made by vets for pets that covers the conditions your Pomeranian could be predisposed to genetically. 

Joint conditions and joint luxation

Hip dysplasia, Elbow dysplasia, and patella luxation (dislocation of the patella bone) are common congenital issues that arise as your Pomeranian grows. They both range in severity and can require x-rays or other joint scans to diagnose. Treatments range from dietary changes, to medication, or surgery in more severe cases which can cost between $5,000 and $7,000.

Do we cover it?

Pro policy - Yes  

Elite policy - Yes  

Cancer

Cancer is similar in dogs as it is in humans. Lymphoma, melanoma, and even breast cancer can develop in dogs. About 10% of cases presented result or can be treated by surgery. Abdominal cancers could present as emergencies if previously undetected, and costs range from $1,500 to $3,000. However, treatment could be ongoing and costs in recovery can be significant.

Do we cover it?

Pro policy - Yes  

Elite policy - Yes  

Hypothyroidism

An abnormality of the thyroid gland, which leads to a slower metabolism and general slowing down of bodily functions.

Do we cover it?

Pro policy - x No

Elite policy - Yes  

Cardiomyopathy

Cardiomyopathy is a decreased ability of the heart to generate pressure to pump blood through the vascular system.


Do we cover it?

Pro policy - x No

Elite policy - Yes  

 


This information general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you.

 

Tips for choosing the right insurance for your Pomeranian

If you're looking for the best pet insurance for Pomeranians you really have to look closely at the policies available, what they include and also don't include, and the sub-limits on some of the accident and illness covers because not everything is covered to the full annual policy limit. 

  • Be aware of sub-limits – While a cheap monthly premium can seem appealing, its more important to look at the sub-limits for cover in the policy to make sure you’re not leaving your pet underinsured or uninsured for conditions their breed may be prone to.
  • Look after your pets teeth – When we think of protecting our pets, we should also protect their teeth. Pets use their mouth for lots of things; playing, exploring their surroundings as puppies and eating. Dental treatments are expensive, and dental cover is an important add-on that can help keep your pets smile happy and healthy.
  • Take advantage of gap payments – Some pet owners tend to opt for insurance plans with no gap payments to avoid out-of-pocket expenses. However, if you take out a policy with gap payments, it can actually help bring down the premium on higher-coverage products. In other words, gap payments are one way to help make the overall cost of your pet's insurance policy more affordable.

More breed information for Pomeranians 

View some more information on Pomeranian's; including Pomeranian breed information, and Pomeranian breed traits.

Vets Choice insurance policy features for Pomeranians

Choosing the right level of pet insurance cover starts by having the right choices available. We offer two choices of pet insurance with the option of adding dental cover as well. It is important to know and understand the common health issues for your breed so that you know what is best to be covered for.


PRO

ELITE

Annual Limit - $12,000

Annual Limit - $15,000

Accident 

+

Specified Illness

Accident 

+

Illness

(Chronic Illness,  Extended IllnessSpecified Illness)

Choose to add-on Dental Covers

We also offer two add-ons for dental, with the levels of cover known as Dental and Dental Plus. Vets Choice Dental covers dental injuries and illnesses such as cavities, Feline Resorptive Lesions (FORLS) and gingivitis, while Dental Plus covers routine care such as dental check-ups, scale and polishes.


Dental

Dental Plus

Accident 

+

Illness

Routine Care

+

Preventative Care